Family Auto


If you’re a good driver, you may qualify for some great money-saving insurance programs available from Farm Bureau Mutual Insurance Company of Michigan and Farm Bureau General Insurance Company of Michigan.

Consider our Safe Driver Credit . . . 
This special program is available if each driver assigned to the insured vehicles is at least 19 years of age and has proven his/her safe driving ability by maintaining an accident- and conviction-free driving record.

Consider our Multi-Auto Credit . . . 
If you insure two or more private passenger automobiles, you may qualify for this credit.

Consider our Multi-Policy Credit . . . 
If you have a Farm Bureau Insurance Family Auto policy and a Farm Bureau Insurance Homeowners, Lake Estate®, Farmowners, Country Estate or Mobile Homeowners policy you may be eligible to receive a Multi-Policy Credit on your Family Auto policy.

Consider our Vehicle Safety Credits . . . 
This program is available for air bags, anti-lock brakes, and theft prevention devices.

Consider our Continuous Coverage Credit . . .
By keeping your automobiles insured through Farm Bureau Insurance and driving safely, you may be eligible for our Accident-free, Continuous Coverage Credit.

Consider our SmartPay Discount . . .
Pay your premium all at once, or use our convenient EFT option and you can be rewarded with a discount on your policy premium. SmartPay is made of three components: pay plan, pay method, and billing history. Billing history considers how timely premiums are paid using a rolling three-year count of late payments and cancellations on personal auto, homeowners, farmowners and country estate policies.

Personal auto optional coverages include:


  • Limited Property Damage Liability (Mini-Tort Liability Protection)
  • Comprehensive Coverage
  • Limited Collision Protection
  • Regular Collision Protection
  • Broadened Collision Protection
  • Uninsured Motorist
  • Underinsured Motorist
  • Emergency Road Service
  • Rental Reimbursement Coverage
  • Electronic Equipment Coverage
  • Coverage for tapes, CDs, and other media
  • Custom Furnishings and Equipment
  • Travel Interruption Coverage
  • Farmer Replacement Labor
  • Replacement Cost Coverage



Ask us about our Roadside Assistance program!

Contact your Farm Bureau Insurance agent for more information on insurance products from Farm Bureau Insurance of Michigan.


The product information included in the Farm Bureau Insurance of Michigan and Kolenda Agency web site is intended for Michigan residents only, and is neither an offer to sell nor an invitation to purchase any insurance product.