home insurance

What is carbon monoxide? Carbon monoxide is an odorless toxic gas.  Generally, this occurs when heating elements such wood burning stoves do not burn off their fuel. Carbon monoxide is particularly dangerous due to it’s odorless and tasteless state.  It can often kill you and make you ill before you even realize something is wrong.  This is why it’s critical to use CO detectors that have been approved by a “qualified, independent testing laboratory”.  Other protections include performing a monthly test on all carbon monoxide detectors to make sure they are working, and change your batteries at least once a year unless otherwise specified onRead More →

With Valentine’s Day coming up, here are some good reminders regarding candle and candle safety. Candles cause an estimated 15,600 fires in residential structures, 150 deaths, 1,270 injuries, and $539 million in estimated direct property damage each year. And, the majority of candle fires result from human error and negligence. Over half (55%) of home candle fires start because the candle is too close to some combustible material. More candle fires (38%) begin in the bedroom than in any other room. Falling asleep is a factor in 12% of home candle fires and 26% of the associated deaths. Half of all civilian candle fire deathsRead More →